Frequently asked questions about Immobilier

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I own a property consisting of a main building that I occupy with my family and two independent houses that I rent out on a furnished basis. I plan to sell the property.

Could I stil benefit from the capital gains exemption on the sale of my main residence? Yes, but only on the part that constitutes your principal residence. For you to benefit from the capital gains tax exemption, the sale must relate to your principal residence (art. 150 U, II, 1°…
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I am a commercial landlord. I wish to dismiss my tenant with a renewal offer. Do I have to do it via a bailiff?

Yes. In accordance with the provisions of the last paragraph of Article L145-9 of the Commercial Code, a notice must be given by extrajudicial act, i.e., by the bailiff. Any leave issued in any other form is void. The nullity of the leave can only be raised by its recipient…
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With my spouse, we are going to buy an apartment in a building that was delivered in December 2021. The current owner has occupied it for some time now. Can we still benefit from the emoluments provided for the sale of new properties?

No. The rates provided for in Article A.444-92 of the Commercial Code are only applicable to "the first sale in the future state of completion or completed of residential premises, apartments or individual houses", which have never been inhabited. Consequently, the occupation of the premises by the current owner no…
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I want to give bare ownership of assets to my minor grandchildren and keep the usufruct. If I die before they reach majority, I do not want these assets to be managed by their parents. Is this possible ?

Yes. It is entirely possible to make a donation to your minor grandchildren. This donation must be accepted by their legal administrators (their parents), in accordance with Article 935 of the Civil Code. However, you can specify in the donation act that the donated assets be managed by a third…
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I acquired a studio 3 years ago. It was my first purchase, and I was therefore able to benefit from a zero-interest loan. I want to resell it to buy a bigger apartment. Is it possible to use my 0% loan for the acquisition of my new property?

Yes. Theoretically speaking, the accommodation acquired with a 0% loan must remain the main residence of the borrower during the six years following the date of payment of the loan (art. L.31-10-6, al. 1 CCH). It therefore cannot be sold. However, the borrower can transfer the outstanding capital, for the…
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